[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/golhk.cz\/davejte-detem-kapesne-a-naucte-je-zaroven-setrit\/#Article","mainEntityOfPage":"https:\/\/golhk.cz\/davejte-detem-kapesne-a-naucte-je-zaroven-setrit\/","headline":"D\u00e1vejte d\u011btem kapesn\u00e9 a nau\u010dte je z\u00e1rove\u0148 \u0161et\u0159it","name":"D\u00e1vejte d\u011btem kapesn\u00e9 a nau\u010dte je z\u00e1rove\u0148 \u0161et\u0159it","description":"Finan\u010dn\u00ed gramotnosti by se d\u011bti m\u011bly u\u010dit u\u017e od mala. I t\u011bm nejmen\u0161\u00edm d\u011btem \u010dasto d\u00e1v\u00e1me pen\u00edze do kasi\u010dky a ony si za to pak&hellip;","datePublished":"2019-09-26","dateModified":"2019-09-26","author":{"@type":"Person","@id":"https:\/\/golhk.cz\/author\/#Person","name":"","url":"https:\/\/golhk.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/2d2e3fdaba6370eba756fb4048c695326686ff29010a0df4d58b27c20544521d?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/2d2e3fdaba6370eba756fb4048c695326686ff29010a0df4d58b27c20544521d?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"golhk.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/golhk.cz\/wp-content\/uploads\/img_a354832_w2811_t1569338767.jpg","url":"https:\/\/golhk.cz\/wp-content\/uploads\/img_a354832_w2811_t1569338767.jpg","height":0,"width":0},"url":"https:\/\/golhk.cz\/davejte-detem-kapesne-a-naucte-je-zaroven-setrit\/","about":["Finance"],"wordCount":469,"articleBody":"Finan\u010dn\u00ed gramotnosti by se d\u011bti m\u011bly u\u010dit u\u017e od mala. I t\u011bm nejmen\u0161\u00edm d\u011btem \u010dasto d\u00e1v\u00e1me pen\u00edze do kasi\u010dky a ony si za to pak mohou koupit t\u0159eba hra\u010dku nebo sladkosti. Kdy\u017e d\u011bti za\u010dnou chodit do \u0161koly m\u011blo by kapesn\u00e9 b\u00fdt zavedeno pravideln\u011b a d\u011bti byste pomoc\u00ed toho m\u011bli nau\u010dit, jak se s\u00a0pen\u011bzi zach\u00e1z\u00ed. M\u00edt vlastn\u00ed pen\u00edze je fajn, ale d\u011bti by ho nem\u011bly utratit bezmy\u0161lenkovit\u011b. Proto nastavte syst\u00e9m, kter\u00fd d\u011bti automaticky nau\u010d\u00ed, jak to cel\u00e9 chod\u00ed.\t\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Z\u00e1kladem je pravidelnost: kapesn\u00e9 d\u00e1vejte d\u011btem pravideln\u011b. Nejl\u00e9pe ka\u017ed\u00fd m\u011bs\u00edc, stejn\u011b tak jako v\u00e1m chod\u00ed v\u00fdplata. D\u011bti tak pochop\u00ed, \u017ee po ur\u010ditou dobu jim pen\u00edze, kter\u00e9 dostanou, mus\u00ed vysta\u010dit. Kdy\u017e pen\u00edze utrat\u00ed, hned na zbytek m\u011bs\u00edce nic m\u00edt nebudou. Nau\u010d\u00ed se tak, \u017ee pen\u00edze si mus\u00ed rozlo\u017eit, tak aby jim v\u017edy vysta\u010dily. Pokud cht\u011bj\u00ed n\u011bco dra\u017e\u0161\u00edho, mus\u00ed si na to zase na\u0161et\u0159it odkl\u00e1d\u00e1n\u00edm pen\u011bz bokem.\t\t\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Zalo\u017ete jim \u00fa\u010det: dobr\u00e9 tak\u00e9 je, kdy\u017e d\u011btem zalo\u017e\u00edte d\u011btsk\u00fd \u00fa\u010det. Nad t\u00edm, za co utr\u00e1cej\u00ed pen\u00edze, pak budete m\u00edt alespo\u0148 dohled. Budete v\u011bd\u011bt d\u00edky v\u00fdpisu z\u00a0\u00fa\u010dtu, za co d\u00edt\u011b utr\u00e1c\u00ed a pak mu alespo\u0148 m\u016f\u017eete vysv\u011btlit, \u017ee n\u011bco d\u011bl\u00e1 \u0161patn\u011b. Nav\u00edc budou m\u00edt do budoucna u\u017e znalosti o tom, jak \u00fa\u010det funguje, \u017ee je pot\u0159eba hl\u00eddat si v\u00fdpis z\u00a0\u00fa\u010dtu a nau\u010d\u00ed se postupn\u011b pracovat s\u00a0internetov\u00fdm bankovnictv\u00edm. A to d\u011bti v\u00a0dosp\u011blosti velmi ocen\u00ed. Zva\u017ete ov\u0161em zralost sv\u00e9ho d\u00edt\u011bte a jeho schopnosti a dovednosti \u00fa\u010det je pro d\u011bti vhodn\u00fd a\u017e v\u00a0pozd\u011bj\u0161\u00edm v\u011bku.\t\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 D\u011bti motivujte k\u00a0v\u00fdd\u011blku: do\u0161lo d\u00edt\u011bti hned kapesn\u00e9 a chce si od v\u00e1s p\u016fj\u010dit nebo \u017eadon\u00ed, a\u0165 mu n\u011bco koup\u00edte vy? Ud\u011blejte to chyt\u0159e. D\u00edt\u011b by doma m\u011blo automaticky pom\u00e1hat s\u00a0dom\u00e1c\u00edmi pr\u00e1cemi, ale pokud je pot\u0159eba ud\u011blat velk\u00fd \u00faklid, um\u00fdt auto, zam\u00e9st p\u0159ed domem nebo okopat zahr\u00e1dku, domluvte se s\u00a0n\u00edm, \u017ee kdy\u017e to ud\u011bl\u00e1, dostane za to n\u011bco nav\u00edc a v\u011bc si bude moci koupit. Vlastn\u011b mu nab\u00eddn\u011bte takovou brig\u00e1du. D\u00edt\u011b si uv\u011bdom\u00ed, \u017ee nic nen\u00ed zadarmo, a \u017ee na v\u0161echno si zkr\u00e1tka mus\u00ed vyd\u011blat, kdy\u017e mu jeho vlastn\u00ed pen\u00edze dojdou p\u0159\u00edli\u0161 brzy.                                                                                                                                                                                                                                                                                                                                                                                                "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"D\u00e1vejte d\u011btem kapesn\u00e9 a nau\u010dte je z\u00e1rove\u0148 \u0161et\u0159it","item":"https:\/\/golhk.cz\/davejte-detem-kapesne-a-naucte-je-zaroven-setrit\/#breadcrumbitem"}]}]